203k / HUD Inspection Services
Expert Inspections for FHA 203k & HUD Renovation Loans
Our 203k/HUD inspection services help homebuyers, homeowners, and lenders through the FHA 203(k) loan process. We evaluate properties that need repairs or improvements and prepare the reports and documentation a lender needs to approve renovation financing.
What Is a 203k / HUD Inspection?
A 203k/HUD inspection is a specialized inspection used with FHA 203(k) rehabilitation loans. These loans let buyers or homeowners finance the cost of repairs and improvements into one mortgage.
The inspection reports help lenders understand:
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What repairs a property needs
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Whether it meets HUD minimum property standards
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What work must be done to qualify for the renovation loan
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How much the repairs are likely to cost
A HUD consultant helps prepare required documents and performs draw inspections during construction to ensure the work matches the plans.
Why Choose a Professional 203k / HUD Inspection
A proper 203k/HUD inspection ensures that the property meets FHA guidelines and protects your loan investment. Our service helps you:
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Identify needed repairs and improvements
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Create a detailed scope of work for lenders
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Provide cost estimates for construction
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Document progress during renovation
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Support lender requirements for draw payments
Our reports are clear, reliable, and lender-ready, giving you confidence throughout the loan and renovation process.
What Our 203k / HUD Inspection Services Include
Initial Feasibility Inspection
We visit the property and check for issues that must be fixed before a loan can move forward. This includes reviewing the condition of:
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Roof and structure
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Electrical, plumbing, and HVAC
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Safety and health concerns
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Any areas requiring repair for HUD compliance
This initial study helps determine what work is needed and if the project is feasible for 203k approval.
Construction Write-Ups & Cost Estimates
We prepare a detailed scope of work that shows what needs to be done. This includes:
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A clear list of repair items
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Estimated costs for labor and materials
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Preliminary drawings when needed
These documents are delivered to you and your lender to support loan approval and contractor bidding.
Draw Inspections During Renovation
Once the construction begins, we complete draw inspections during different stages of the project. These inspections:
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Confirm the work completed matches the approved plans
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Help lenders release funds in the proper sequence
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Provide clear documentation with photos and notes
This process helps protect you and your lender throughout the renovation.
Final Inspection & Certification
After the work is complete, we perform a final inspection to make sure all repairs and upgrades meet HUD standards and the loan requirements. You receive a full inspection report that confirms the work is finished and ready for closing out the renovation phase.
How Our 203k / HUD Inspection Process Works
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Contact Us – Schedule your 203k/HUD inspection.
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On-Site Assessment – We inspect the property and document conditions.
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Work Write-Up – We prepare a detailed scope of work and cost estimate for your lender.
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Progress Inspections – We inspect work during renovation to support draw payments.
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Final Report – A complete summary report with photos and findings.
Our goal is to make the 203k process smooth, clear, and successful for you.
Who Needs a 203k / HUD Inspection?
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Homebuyers using an FHA 203(k) renovation loan
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Homeowners refinancing with a rehab loan
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Mortgage lenders and loan officers
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Contractors working on HUD renovation projects
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Real estate professionals involved in 203k transactions
Whether you are buying a home that needs repair or planning to renovate with FHA financing, our inspections provide the documentation and clarity you need.
Schedule Your 203k / HUD Inspection Today
Don’t delay your renovation loan process. Contact us now in our Connecticut or New Jersey offices to schedule a 203k/HUD inspection nationwide or to get more information about how our services support FHA 203(k) loan requirements and smooth project approval.
